12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It

12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It

Retired high school teacher Anjali Teirra, aged 58, has lived in her three-bedroom house without homeowners insurance since 2019. She initially took out a policy for her home in the Tehachapi Mountains of southern California in late 2018, which cost her under $100 monthly in premiums. This was affordable and provided peace of mind, especially … Read more

England fans warned of sinister ‘bank-draining’ QR code trick in pubs this Euros 2024

England fans warned of sinister ‘bank-draining’ QR code trick in pubs this Euros 2024

FOOTBALL fans flocking to pubs to enjoy the Euros 2024 should be on high-alert for credit card scams, experts have warned. There has been an uptick in fake QR codes being pasted over real ones on pub tables and posters, disguised as self-order check points. 1 Fraudsters often disguise malicious apps and websites as legitimate … Read more

How To Boost Your Credit Score Fast: Four Secrets Banks Don’t Want You To Know

How To Boost Your Credit Score Fast: Four Secrets Banks Don’t Want You To Know

High interest rates and elevated inflation since the US Federal Reserve’s aggressive monetary tightening campaign have translated to more missed payments and rising debt levels. Moreover, last year’s average FICO credit score declined for the first time in a decade, as outstanding credit card balances transitioning to delinquencies have continued to increase since 2022. A … Read more

Unpaid Bill Payments May Be Early Signs Of Dementia, Federal Bank Of New York Study

Unpaid Bill Payments May Be Early Signs Of Dementia, Federal Bank Of New York Study

Difficulty managing bills could be an early sign of dementia, according to a recent study. It also revealed that individuals who eventually received a dementia diagnosis experienced a significant drop in credit scores – well before the official confirmation of their condition. Economists from the Federal Reserve Bank of New York and medical specialists at … Read more

HDFC Bank Debit, Credit Cards Unavailable For These Two Days; Know Details Here

HDFC Bank Debit, Credit Cards Unavailable For These Two Days; Know Details Here

Published By: Business Desk Last Updated: June 04, 2024, 17:25 IST Last week, HDFC Bank also shut down most of its services, including net banking, mobile banking, and UPI, on May 25 The bank has announced this information about the temporary unavailability of the service to its customers through emails and SMSes. One of India’s … Read more

Can You Avoid Credit Card Debt If You Move To Another Country?

Can You Avoid Credit Card Debt If You Move To Another Country?

A Reddit post recently went viral after an international student relayed how he fled the US to return to China so he could escape a credit card debt amounting to $140,000 (roughly £110,000). The alleged student took to Reddit, confessing to racking up massive credit card debt across Chase, Citibank, and American Express. The student … Read more

Paying With Cash Can Save You up to 4%: Here’s When It’s Better Than Credit Cards

Paying With Cash Can Save You up to 4%: Here’s When It’s Better Than Credit Cards

“Your Credit is Good, But We Need Cash.” This line holds significant meaning today as more merchants encourage customers to use cash by offering lower prices and incentives for those who choose paper over plastic. This shift is economically significant at a time when digital wallets, cryptocurrencies, and online transactions dominate merchant and trading activities. … Read more

‘Put on some sexy underwear & all is forgiven’ – how penniless families are forced into SEX to pay off perv loan sharks

‘Put on some sexy underwear & all is forgiven’ – how penniless families are forced into SEX to pay off perv loan sharks

STANDING in the doorway of her home, mum-of-four Sarah Smith thought of desperate excuses to turn away the man who stood on her step. Once a family friend who had lent her and husband Anthony cash for Christmas, he had turned into a sex-crazed loan shark who offered her an “easy” way out of debt. … Read more

Judge blocks rule capping credit card late fees at $8 in win for business groups

Judge blocks rule capping credit card late fees at  in win for business groups

A federal judge in Texas on Friday blocked the Consumer Financial Protection Bureau’s new rule for an $8 cap on credit card late fees, a victory for business and banking groups that said the regulator exceeded its authority. US District Judge Mark Pittman in Fort Worth issued a preliminary injunction against the rule, which was scheduled to take effect on May 14. … Read more

Man Refuses To Marry GF With $15K Credit Card Debt: ‘It Wouldn’t Be Wise for My Finances’

Man Refuses To Marry GF With K Credit Card Debt: ‘It Wouldn’t Be Wise for My Finances’

DJ, 33, and Adam, 37, live in rural New York and have been dating for three years. The main reason stopping Adam from getting married to DJ is her $15,000 credit card debt. She has been carrying the debt her whole life despite making $6,000 monthly. The couple’s anxiety over the future led them to … Read more