Preheat the air fryer to 180 degrees Celsius. Halve the bagel, then bake it in the air fryer for two to three minutes to lightly toast it.
Remove the bagel. Using a knife, make the bagel’s hole slightly wider. Spread chilli jam across the bottom half, and add a sprinkle cheese and the ham on top. Put the top of the bagel on top, and place the sandwich back in the air fryer. Cook for five minutes until the cheese is melted.
Take the bagel sandwich out again, and crack the egg directly in the top hole. If the egg is overflowing, lift the top of the bagel slightly to allow the egg white to seep further into the sandwich.
Put the sandwich back in the air fryer, and bake for eight to 10 more minutes until the egg is cooked to your liking. Grind black pepper over the top.