Robert Croak, the entrepreneur who achieved global fame with the invention of Silly Bandz, became a self-made millionaire at just 23 years old. Now with a net worth of £12 million ($15.3 million), Croak is sharing his three most important lessons for financial success, offering actionable advice for those looking to achieve their own goals: … Read more
Maureen, a 66-year-old retired teacher, relies on a modest $1,601 monthly from Social Security to make ends meet. Though she has a 401(k), she is reluctant to draw from it, worried that she might exhaust her savings too soon. Throughout her more than 40 years in elementary and middle schools, Maureen cherished a special tradition … Read more
According to the 2024 BlackRock Read on Retirement report, sixty per cent of Americans across all generations worry they’ll outlive their retirement savings. Retirement is a profoundly personal journey, but many of the challenges workers encounter are shared experiences. The perspective on retirement can vary significantly between those just starting their careers and those nearing … Read more
Most people believe that one should have at least three to six months of living expenses saved up as an emergency fund. However, two experts argue that this approach may not be feasible in the current economic climate. Emergency funds are not just extra, expendable money in one’s bank account. This is a carefully planned … Read more
In January 2016, personal finance website “The Billfold” introduced the world to the “f*ck off fund.” The piece, written by Paulette Perhach, encouraged young women to prioritise their financial security. Early savings would allow women to maintain their independence in the case of harassment or abuse in the workplace, the piece advised. Since the piece … Read more
