Carpentry was one as well … So I think those are, those will be the kind of built or renovation surprise cost that might come in. Or just adding a new feature. Andrea:For me, that was doorknobs. (I wanted) those small aesthetic features. Daniel: But it does complete the look of the house (and) sometimes … Read more
Here’s an excerpt from the conversation: Andrea Heng: First and foremost, how are these new changes going to affect me? How much more will I have to pay? … And if more things can be paid through MediSave, what’s going to be the implications down the line? Dr Cynthia Chen: So the good news with the changes … Read more
Here’s an excerpt from the conversation: Andrea Heng:The financial institutions are highly favoured among Singaporean investors when it comes to what’s listed on the SGX. Now, some analysts allege that it’s the lack of diversity in the SGX that makes it safer than other markets. Seems like a bit of a contradiction here. If it’s … Read more
And all of this is done in accordance with the instructions that we have given. Andrea:I understand you also have a younger daughter, correct? And she’s not special needs. Where does she fit into your legacy plan? Frederic: Yes, her younger sister is called Sawako. Obviously, she’s fully aware of her sister’s condition. And the way … Read more
Here’s an excerpt from the conversation: Andrea Heng: Okay, so I have friends who have moved overseas (and) living there. Not as a retirement project but they’ve done it in their younger years. So walk me through the differences here between living and retiring overseas. Are the considerations the same? Joie Lim: No, I think (they are) … Read more
In my experience, it is important to start conversations about money and financial management at a young age, so as early as six to seven years old. And even at this age, children are exposed to technology. However, I recommend using cash to demonstrate financial concepts. Andrea:That’s what you do with your kids, you give … Read more
Andrea:At what point in my life should I start thinking about drawing up my legacy plan? Obviously, if you’re saying that doing it in your seventies and eighties, when you are facing your mortality, that’s when things start to get really urgent, right? But if that’s not the case and that’s not recommended, what do … Read more
Fixed deposits and government bonds are top choices for Singapore investors. But there are many other opportunities to grow wealth outside these tried and tested vehicles. But to do this, investor education is critical says Jo-Ann Chia, Asia Fixed Income Senior Portfolio Manager at Nikko Asset Management. Read original article here Denial of responsibility! Pioneer … Read more
Subsidies and grants are not just meant to inject cashflow in a company – there should be room to invest in your company as well, says our guest in this week’s Money Talks. Read original article here Denial of responsibility! Pioneer Newz is an automatic aggregator of the all world’s media. In each content, the … Read more
The latest changes to the CPF scheme announced in Budget 2024 raised concerns about the potential impact on retirement planning – specifically, the closure of the CPF Special Account. How will these changes affect your nest egg? We speak to Alvin Chow, CEO of financial education platform Dr Wealth. Read original article here Denial of … Read more
